Vinayak Realtech

Buying a home is a dream come true for most of us, and it is one of the biggest financial decisions as well. However, it can turn into a disaster if it is not done in the right way. You can waste your hard-earned money if you forget to check some of the important things before the investment. Do you want to know the tips for home buying? Today here I am with some tips, tricks & considerations that will work as your flat buying guide in Rajarhat or anywhere else as well. If you are looking for your dream home, do not forget to connect with Vinayak Realtech.

1. Set the budget first-flat buying guide in Rajarhat:

We all have loads of plans regarding our home. We all want to buy the best property in a posh area with top-notch amenities. However, life does not go according to our demands. We need to think practically. According to financial experts, you should only spend 28% of your income on loans because you have a lot of other expenses in life as well. Additionally, there are a lot of expenses such as registration fees, interior charges, etc. come after buying a home.

So, no matter whether you are buying the home on loan or cash, set your budget practically. Do not burn yourself.

2. Be practical with your demands- flat buying guide in Rajarhat:

Again, we all demand or wish to live in the best place. However, you have to set your demands practically. You have to understand the kind of amenities you can receive in your budget. This will help you in finding the right property faster.

3. Get the right builder:

Be very careful while choosing your builder. Always go for the ruptured builders because they maintain all the legalities of the property. Any mistake on this can lead to disaster.

However, we all do a lot of research on the internet before investing in a property. However, according to real estate experts, one should connect with old customers to get the real picture. Only old customers can give you feedback on the post-sales servicing of the builder or whether they deliver the project on time or not etc.

In this topic, I can mention about Vinayak Realtech. Vinayak Realtech has been serving the real estate industry for years now, and they are doing business with a reputation. Their social media handles and the client testimonials are the proof of this claim.

Moreover, they maintain a legal team to check & maintain all the legalities of their projects. In short, your money is in safe hands if you are choosing Vinayak Realtech.

However, if you really verify a builder, here are some points you need to verify :

(i) The Title Deed

(ii) Encumbrance Certificate

(iii) Property Tax Receipts

(iv) The Release Certificate

(v) Building Completion Certificate (BCC)

(vi) Local Municipal Corporation approvals

(vii) RERA certificate

(viii) Commencement Certificate

(ix) Building Approval Plan

 Vinayak Realtech has several projects in the New Town & Rajarhat area; connect if you are looking for it.

4. Have a check on the locality:

flat buying guide in Rajarhat, lifetime decision and a huge financial commitment and the area or the locality plays a huge role in it. If the locality is not good enough (from the law & order perspective) or if it doesn’t have enough amount of amenities for life such as a market, schools, hospitals, etc. then you will not be able to live in that property for long. In fact, you will not be able to put it on rent because no one will take an interest in it. So, verify it before the investment.

If you are planning to buy a property in Rajarhat then I can inform you that this area is one of the best areas for living in Kolkata. Rajarhat is one of the newest smart cities in West Bengal and has top-notch law & order.

This area has top educational institutes such as Delhi World Public School, Delhi Public School Megacity, Amity University etc. and you will be able to access top hospitals such as Medica Superspecialty Hospital, Sterling Hospital, Desun Hospital, etc.

5. Have a check on the security features of the property:

No matter whether you are buying a ready-to-move house or a flat, security is a basic need. So, before investing, have a clear check on the security features.

In this topic, I would like to inform you about Vinayak Realtech. Vinayak Realtech pays the most attention when it comes to consumer satisfaction or consumer safety. So, in their every project, whether it is in the Rajarhat or anywhere else, they ensure top security features such as CCTV, 24*7 security guard, etc. 

6. Make a clear idea about the carpet area:

If you are looking for a property in Rajarhat or anywhere else do not forget to have a clear check on the carpet area and the super-built area your builder is providing you.

The carpet area is the area inside the flat or the apartment. In short, it is the area which you own.

On the other hand, the super-built area is the which have elevators, staircases, parking areas, a clubhouse etc. So, do not fall for the adverts or lucrative words. Ask your builder clearly.

7. Check the property closely:

When you are visiting the property, it is important for you to check the property closely and minutely. Do not forget to check whether the property has any leakage problems or any other issues.

8. Check the locality:

Many times we like the property so much that we ignore some or a lot of issues regarding the locality. However, no one should do this at all. For example, if the locality has issues with water logging, you would have to suffer for the rest of your life. So, check the locality closely and make a decision according to that.

9. HIRA number is important:

Do not forget to check the HIRA number. The full form of HIRA is the West Bengal Housing Industry Regulatory Act.

The HIRA number is proof that your builder and the project are legally approved by the state government. So, if you face any issue after buying or booking the property, you will be able to take the help of the state government.

10. Have a check on the hidden costs:

At the beginning of this blog, I mentioned that there are several expenses even after buying the property and you must have an idea about that.

Some of these are listed below:

• Parking charges
• Maintenance costs
• Stamp duty
• Registration costs
• Interior design cost, etc.

Have a chat with your builder about these costs as well. It will help you in your financial planning.

11. Read the documents carefully:

Well, I know this is an age-old line. However, it is the most important line when you are buying a property. Many times there are some hidden terms or words which can change the game. So, read the documents carefully & repeatedly. You can hire a lawyer for this. It will ensure the safety of your investment.

At the same time, you should check that the agreement has an exact date, as instructed by Rera, and whether the builder pay compensation if they fail to complete the project on time or not. Remember, these tiny little details can save you in times of trouble.

Some common FAQs:

What factors should I consider during choosing a home?

There are several factors which you should consider before the investment, such as

Law & Order of the locality

Legalities of the property

Size of house (sufficient space for all family members to live comfortably)

Proximity to work, school, and amenities

Socio-cultural side of the locality

Budget

Amenities

Communication such as bus, metro, or the nearest railway station of that area

How can I find a reputed builder?

You can do your research on the Internet or you can ask your friends or acquaintances about this.

How can I check the legalities of the property?

Well, in this case, I would suggest you, hire a lawyer for this. Only an expert can help you on a serious matter like this.

Final words: I hope these tips will help you to get your hands on your dream home. However, for more assistance connect with Vinayak Realtech at any time.